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You asked for the alternative.
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Posted by Earl j. Slick on 2012-05-17 17:11:44

In Reply to: I'm not quite following - you'd rather that the working poor not have access to any credit? posted by live on 2012-05-17 16:25:09

You gave some weird governmental option that will never happen. Are you assuming there's a right to credit?

I'm suggesting it's worth discussing whether any of us should get access to consumer credit on the terms available today, which are usurious, lacking real underwriting, and not dischargeable in bankruptcy.

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Thread:

I can see counters to a lot of this, but a thought-provoking opinion piece. - Earl j. Slick 2012-05-17 10:10:07 (69 views)

All quite true. I've seen it. - rem rehab 2012-05-17 19:31:49 (46 views)

Important points, and rarely brought up. Punishment by fining is inherently unequal - nomad 2012-05-17 10:39:14 (52 views)

I would love a state proposition to require all local/county/state vehicle fines - fanofnothing 2012-05-17 12:04:18 (43 views)

I have a friend who works in the payday loan industry - live 2012-05-17 10:37:59 (77 views)

yet another version of market failure - DC Warrior 2012-05-17 12:53:17 (48 views)

What's the alternative? - live 2012-05-17 14:22:50 (38 views)

No loans. - Earl j. Slick 2012-05-17 15:46:09 (32 views)

I'm not quite following - you'd rather that the working poor not have access to any credit? - live 2012-05-17 16:25:09 (43 views)

You asked for the alternative. - Earl j. Slick 2012-05-17 17:11:44 (35 views)

Well, there is a correlation between the marketing and the default rate, right? - Earl j. Slick 2012-05-17 12:12:14 (29 views)

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